Saiba quais são as opções de aposentadoria do INSS para os MEIs

Quais são as opções de aposentadoria do INSS para os MEIs?

Ao optar por se tornar um Microempreendedor Individual (MEI), um dos aspectos a se atentar é como funciona a sua aposentadoria.

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Por lei, todo microempreendedor é obrigado a contribuir para o Instituto Nacional de Seguro Social (INSS) todos os meses, enquanto estiver com o CNPJ ativo.

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O valor da contribuição previdenciária padrão para estes microempresários é de 5% sobre o valor do salário mínimo mais R$ 5 se for um prestador de serviços ou mais R$ 1 se realizar atividades comerciais ou industriais.

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Basicamente, a aposentadoria para os MEIs deve respeitar as mesmas regras que aqueles que trabalham no regime da Consolidação das Leis de Trabalho (CLT).

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Quando o MEI contribui apenas 5% sobre o salário mínimo, ele só poderá optar pela aposentadoria por idade.

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A idade mínima para o segurado começar a receber este benefício depende de quando ele começou a contribuir, seja como MEI ou CLT.

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A questão é se foi antes ou depois da Reforma da Previdência, aprovada em 2019. Entenda acessando o link abaixo.

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